Are you seeking your optimal standard of living, taking into account all eventualities ?...
Statistics reveal that about 3% of the population reaches financial autonomy and that, in retrospect, the remaining 97% attribute their lack of financial autonomy, notably to poor planning.
Professional financial planning is not a simple task. We have to undertake the fairly detailed work of analysing of your financial needs, permitting you to consider diverse scenarios and their consequences, using projections and comparing financial products. We must also see to the
integration of your plan, which is taking shape, with your existing individual, governmental and collective regimes, bearing in mind to complete and strengthen your financial acquests. Ideally you will want to rapidly and succinctly have access to pertinent information and solutions.
With the assistance of specialised software, we can help you to have a general view of your situation and thus aid you in making enlightened and optimal financial decisions.
Finding solutions for individual financial situations usually calls for a time of reflexion, consultations, and nowadays the assistance of adapted software. Computers though are permitting the accumulation and recording of our experience on software which is becoming ever so more
perfected. We are thus beginning to access more and more sophisticated information, and this, often almost instantaneously.
Taking in account the continuing evolution of the legal, fiscal and human context for each individual, this decisional assistance makes an appreciable difference in view of the growth and the security of your assets, and will help you to attain your financial autonomy more easily.
Ultimately, a sound financial analysis will permit to evaluate with you, realistically, your personal standard of living taking into account all eventualities.
Traditionally, living according by our means is keeping a short term balance between revenues and expenses. But in a whole life's perspective, this becomes more to keep a balance between the allocation of actual expenses and any eventual absence of revenues. The available products on the
market and the possible strategies are so numerous, and their differences often so subtle, that planning on this level can hardly be accomplished without professional help. The challenge is to arrive at the lucid prioritarisation of your objectives, taking into account to attain the optimal balance between
what specific products or strategies to favour, so as to realise your dreams, without spoiling resources.
Since any good planning should be comparable to another, we offer you the possibility to evaluate anyone of your combinations of solutions by calculating their investment for eventualities ratio. This ratio will reveal the relative degree of optimization in the appropriation of your
resources, in an integrated financial plan.
So, no matter what your actual situation is, if you wish to bring some order in your affairs, or sense the need to be better informed in your financial decisions, or wish to make optimal the allocation of the resources you dispose of, and thus improve your effective standard of living,
taking into account all eventualities, do not hesitate to contact us, for complex or apparently very simple questions. We can make use of the expertise of collaborating notaries, accountants or fiscalists. And if a specific need is identified, financial products or services adapted to your situation,
(supported by numbers), will be recommended to you. In the long run, your perseverance in this task of planning should prove out to be, and by far, your most profitable investment.
Hoping to help you attain a standard of living at the level of your aspirations,
Gisèle Paquin, C.L.U., F.PL.
Financial Security Advisor (since 1987)
Group Savings Representative
BBA Investments Inc.
planif.com
