- minimum premium: 20$ per month or less
- age at subscription: 0 to 85 years old
- for lifelong needs: permanent insurance
- for debts, mortgage, family income, studies: term insurance
- for children: family insurance
- for protection and investment: universal insurance
- for income taxes at death (capital gains/registered funds): 2nd death insurance
- if your health, your medical history and risk factors are within preferential evaluation limits: priviledged rates
